Scratch Financial risk score

Scratch Financial, founded in recent years, is a dynamic player in the FinTech industry, specializing in accessible payment solutions that cater to both businesses and consumers across the United States and Canada. The company's headquarters is strategically located in the U.S., with operations extending to numerous practices nationwide.

Scratch Financial is dedicated to demystifying the financial obligations associated with healthcare by offering simple, transparent payment plans. These plans are designed to be free from long-term commitments, membership fees, sign-up costs, and the necessity for additional hardware, making financial transactions effortless and straight-forward for users.

The company particularly shines by integrating their services seamlessly into over 12,000 affiliated practices, thereby broadening the accessibility of financial services to a wider audience. Scratch’s innovative approach allows consumers to utilize their financial offerings within minutes, with a sign-up process that takes as little as 60 seconds. This ease of use significantly enhances the customer experience, encouraging more practices to partner with Scratch Financial.

In the U.S., Scratch plans are issued by WebBank, ensuring that all operations are underpinned by reliable and robust regulatory compliance. This partnership underlines Scratch’s commitment to providing secure and reliable financial services.

Scratch Financial's main office adheres to rigorous security protocols and regulatory standards, which echo through its services and consumer interactions. Although predominantly active in North America, Scratch’s vision of expanding financial access is paving the way for its potential global outreach, progressively transforming it into a notable contender in the FinTech space. As the company grows, it remains focused on its mission to empower more patients and practices with the financial tools they need for success.