Peach risk score

Peach Finance, founded by veterans from the leading fintech companies such as Affirm, Avant, and Prosper, serves as a pioneering force in the financial technology sector. As a cloud-native lending technology platform, Peach Finance excels in assisting both fintechs and established financial institutions in effectively launching and managing loan programs. Utilizing an innovative approach, the company operates on an Adaptive Core™, setting it apart as the only lending platform with such advanced architecture.

The company's robust suite of API-based products is designed to cater to a broad range of lending needs across virtually all non-mortgage asset classes. This suite includes more than 200 configurable variables, which enables a highly customizable lending experience. Peach Finance's comprehensive offerings encompass a loan management system, a lending-specific customer relationship management (CRM) system, borrower and agent portals, integrated payment processing, and sophisticated communication and reporting tools. Additionally, the proprietary first-party collections tools ensure efficient management of defaulted loans.

Key to Peach Finance’s platform is Compliance Guard™, a proprietary compliance monitoring system developed to uphold strict regulatory standards and mitigate risks. This feature underscores Peach Finance’s commitment to compliance, ensuring that lending operations conducted through its technology adhere to the highest legal and ethical standards.

Operating at the intersection of technology and finance, Peach Finance is dedicated to propelling the lending industry forward by offering solutions that combine flexibility, robustness, and future-proof technology, all while maintaining a strong emphasis on compliance. This commitment positions Peach Finance as an essential partner for institutions aiming to innovate and expand their lending capabilities in today’s dynamic financial landscape.