Midtrans risk score

Midtrans, a prominent member of the GoTo Financial family, has established itself as a leading payment solutions provider in the e-commerce and fintech sectors. Founded over a decade ago, Midtrans is dedicated to simplifying transaction processes, enabling businesses to focus on expansion and operational efficiency. Through its robust platform, the company supports both emerging and established enterprises by facilitating seamless payment acceptance and efficient payout systems.

With Midtrans, businesses can integrate various payment methods, accommodating 24 options that span both online and offline channels. This versatility ensures that enterprises of all sizes—whether startups, rapidly growing entities, or large corporations—can provide their customers with convenient payment choices. The setup process is streamlined and user-friendly, allowing businesses to implement Midtrans swiftly, often within a single day, and is compatible with multiple existing platforms such as Shopify and iOS apps.

Midtrans is proud to be a vital part of Indonesia’s economic fabric, powering some of the nation's top businesses. The platform is trusted by over 500,000 businesses and handles more than 20 million transactions each month. Notably, 80% of online users in Indonesia have conducted transactions through Midtrans, further underscoring its extensive reach and reliability in the market. Additionally, the company plays a critical role in risk management by preventing over IDR 15 billion in fraudulent transactions weekly, highlighting its commitment to secure trading environments.

On the security front, Midtrans employs state-of-the-art fraud detection technologies and complies with stringent regulatory standards. It is licensed by Bank Indonesia and registered with the Indonesian Ministry of Communication and Informatics as an electronic system provider. Furthermore, Midtrans upholds high security protocols, including AES 256 encryption, and maintains certifications such as PCI-DSS Level 1 and ISO/IEC 27001, ensuring that all transactions are protected with the highest level of security.

For businesses looking to elevate their payment systems with a reliable, secure, and adaptive platform, Midtrans represents an ideal solution, ready to discuss tailored options that best suit varied operational needs.