Five Star Bank risk score

Five Star Bank, a subsidiary of Financial Institutions, Inc. (NASDAQ: FISI), is a prominent entity in the banking, financial services, and insurance industry with a rich history spanning over two centuries. Based in Western and Central New York, Five Star Bank offers a comprehensive range of consumer and commercial banking and lending services. These services cater to a diverse clientele including individuals, municipalities, and businesses, and are delivered through numerous banking locations across the region, as well as a commercial loan production office that serves the Mid-Atlantic area.

The bank's commitment to its customers and communities is deeply ingrained in its operations, emphasizing the well-being and prosperity of its stakeholders as a fundamental objective. This customer-centric approach ensures that both the team and the clients of Five Star Bank are well-positioned to thrive and realize their aspirations.

In addition to its core banking services, Five Star Bank operates alongside its affiliate, Courier Capital, LLC, enhancing its service offerings and reach. Together, they form part of the larger Financial Institutions, Inc., which employs approximately 600 professionals. These employees are known for their collaborative spirit, working within an environment that promotes trust, integrity, and mutual respect.

As a financial institution with a longstanding heritage, Five Star Bank not only adheres to stringent regulatory standards but also champions innovative practices that meet the evolving needs of its customers. This blend of traditional values and modern efficiency underscores its role as a reliable and forward-thinking bank, dedicated to fostering growth and stability in the communities it serves.