First PREMIER Bank/PREMIER Bankcard risk score

First PREMIER Bank, established in 1986, is headquartered in Sioux Falls, South Dakota. As a prominent player in the banking industry, the company specializes in offering a variety of financial products and services, which include personal banking solutions, business banking, and a range of credit products known specifically for helping individuals with less than perfect credit histories.

First PREMIER Bank is renowned for its commitment to providing credit solutions and exceptional customer service, emphasizing personal customer relationships and community development. This approach has not only allowed it to serve a niche market effectively but also to contribute positively to regional economic progress by supporting small businesses and local enterprises.

Regulated by major federal banking authorities, First PREMIER Bank adheres to strict policies and regulations to ensure security and reliability for its customers. These include compliance with the Federal Deposit Insurance Corporation (FDIC), underlining its reliability and stability as a financial institution.

First PREMIER Bank has invested heavily in technology to ensure that its services are accessible and convenient for its customers through online and mobile banking platforms. This commitment to technology, coupled with its focus on high-quality customer service and community engagement, distinguishes it in a competitive market.

Although the bank has experienced significant growth and success, particularly in the area of subprime credit cards and personal loans, it operates with a continuing commitment to financial responsibility and education, helping customers to better manage their finances and improve their credit standings. Thus, First PREMIER Bank not only serves as a financial institution but also as an educational resource, contributing to the financial well-being of its customers.