United Bank of Southwest Alabama & Northwest Florida risk score

United Bank, a subsidiary of United Bancorporation of Alabama, Inc., serves as a cornerstone of financial stability and service in its primary markets across Baldwin, Escambia, and Monroe Counties in Alabama, as well as Santa Rosa County in Florida. Established as a commercial bank, United Bank has dedicated itself to fulfilling the banking needs of individuals, businesses, and the agricultural sector.

United Bank offers a comprehensive suite of personal banking services designed to meet the diverse needs of its customers. These services include a variety of checking and savings accounts, certificates of deposit (CDs), individual retirement accounts (IRAs), and extensive mortgage services. Additionally, the bank provides personal loans tailored to customer needs, secure personal storage compartments, and instant issue debit card services, ensuring convenience and security for all its clients.

For business clients, United Bank delivers robust solutions including business loans and lines of credit, which are essential for growth and operational flexibility. The bank also offers innovative business solutions and web payment options that streamline financial management and transactions for businesses of all sizes.

A significant aspect of United Bank's offerings includes specialized agricultural and forestry financing services. These services cater to the unique needs of the region's agribusiness and forestry sectors, providing targeted financial products such as agribusiness loans, real estate loans, credit cards, and equipment loans. This focus underscores United Bank’s commitment to supporting the local economy and the industries that are foundational to its community.

Operating under stringent regulatory frameworks, United Bank adheres to the highest standards of security and compliance, ensuring that all customer data and assets are protected with advanced security measures. As a trusted financial institution, United Bank continues to prioritize the financial well-being and success of its customers, contributing positively to the economic landscape of its service areas.